Over the last 14 years, Kifiya has transformed from a startup into a leading innovator in digital financial services and AI-based modeling, advancing access to financial services and markets in Ethiopia. This journey has vividly demonstrated the immense potential of big data, not just in our capacity to harness it but also to innovate upon it. Our dedication to enhancing our platform, designing inclusive products, empowering our team, and advancing our technology remains unwavering, driving us toward even greater achievements