Over a decade of experience in market system, Agri, financial services
Creating simple and affordble tech products
Innovative solution that add value to MSMEs

Kifiya is a technology and services company developing scalable and secured technology platforms over the past twelve years. Over the years, Kifiya has gained a strong market understanding and expertise in distribution, microinsurance, digital agricultural services, and delivery of financial technology products and services



Payments, agricultural insurance, airtime and solar distribution, bus booking and ticketing


Evolved to eCommerce,
Mobility & Digital Financial
Services Company


Transitioning to a holding venture capital company delivering value in the digital economy

Our Ventures

With our aspiration to transform into a venture holding firm, we have developed and commercialized products that are working in cross section to enhance market system, access to financial services to farmers, MSMEs and the community at large.

An AI-based loan technology, Qena Enables Banks to provide nano, micro and small credit without need for collateral, the first of its kind in Ethiopia.

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Supply and value chain finance B2B eCommerce,  and Last Mile Distribution platform for agricultural products.

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Shega is an ecommerce platform providing access to market for made in Ethiopia products from MSMEs.  Integrated with a delivery function Shega works with thousands of MSMEs.

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NFC based eVoucher payment and ag micro insurance marketplace PAAS

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Mobility as a Service providing for urban rural transport. Provide booking and ticketing services for urban to rural transport. Working to expand the service for intra city point to point transport leveraging EV technologies.

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Kifiya’s digital agri-business creates commercial market access to smallholder farmers in horticulture through contarct farming/

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We build a team of aspiring young Ethiopian innovators that are selected through a competitive and rigorous process, organize them into a startup based on one of our technology products and enable them to build up both their technology and business model. K-venture lab will be providing mentorship, capital and infrastructure – a holistic incubation support that we believe will help innovators to successfully test and commercialize and their business.