MSMEs and Consumers

Simplify Access to Financial Services for MSMEs and Consumers with Kifiya

Kifiya is dedicated to universalizing access to financial services, ensuring that Micro, Small, and Medium Enterprises (MSMEs), alongside consumers, can easily navigate the digital economy. Our comprehensive solutions bridge the gap between financial opportunities and the communities we serve.

How We Serve

Embedded Finance for Seamless Transactions

Integrate financial services directly into your business model with Kifiya’s Embedded Finance. This includes inventory credit and innovative payment solutions that empower MSMEs to grow and serve consumers better.

Digital Credit and E-commerce Platforms

Access uncollateralized loans and engage in digital marketplaces with ease. Our B2B|B2C platforms support MSMEs in manufacturing, agri-food systems, and service sectors, facilitating market access and enhancing operational efficiency.

MicroInsurance with a Difference

Kifiya’s InsurTech empowers MSMEs and consumers with Health and Edir Micro Insurance, providing tailored financial protection through an innovative marketplace that connects them with a range of insurance products. Leveraging data-driven risk modeling and a strong network of partnerships, we extend the reach of microinsurance to hundreds of thousands, including a significant focus on women and small businesses, fostering economic resilience and contributing to a more secure financial future for our community.

Agency Banking for Wider Reach

Extend the reach of financial services to underserved areas. Kifiya’s agency banking model ensures that both MSMEs and consumers can access banking services, even in remote locations.

Why Partner with Kifiya

Inclusive Financial Ecosystem

Join an ecosystem that’s built on the foundation of financial inclusivity. Our solutions cater to the unique needs of MSMEs and consumers, ensuring that financial barriers are no longer an obstacle to economic participation and growth.

Customizable Solutions

Leverage Kifiya’s flexible platforms that adapt to your specific needs. Whether it’s accessing credit, engaging with e-commerce, or utilizing payment services, we have a solution for you.

Supporting Community Development

Beyond financial services, Kifiya is committed to the broader economic development of our communities. Our solutions are aimed at not just financial success but also at fostering sustainable growth for MSMEs and improving the livelihoods of consumers.

Success Stories

Discover how Kifiya has transformed the financial landscape for MSMEs and consumers. From facilitating access to credit for small businesses to simplifying payments for consumers, our impact stories highlight the real-world benefits of our solutions.

Engage with Kifiya

Interested in how Kifiya can help your business or community? Reach out to us to explore the possibilities and learn more about our MSME and consumer-focused financial solutions.