eCommerce B2B B2C
eCommerce B2B B2C
Integrate financial services (lending and digital financial services) into non-financial platforms (eCommerce - B2B/C), creating a more convenient, efficient, and personalized user experience for consumers therefore driving businesses growth
eCommerce Solutions
Enhance Customer Experience
Provide a smooth and intuitive interface where our customers can access financial services without leaving our platform, thereby reducing friction and increasing engagement
Increase Accessibility
Offer financial products and services to a broader audience, including those who may not have easy access to traditional banking, by embedding these services into our eCommerce applications
Drive Revenue Growth
Open new revenue streams by offering value-added financial services and fostering deeper customer relationships through integrated financial solutions.
Kifiya Model:- e-Finance B2C & Embedded Finance
eFinance B2C
Offer an eComm platform that enables creation of multiple online shops for businesses with a goal to increase their online presence, grow in customer base and average basket values
• Kifiya markets the platform to drive footprint to the listed stores and additionally offers lending/BNPL as a check-out option for the consumers.
• Kifiya enables multiple payment options
• Customer gets notifications all through the shopping experience and can track their order in real-time
• Respective vendors execute own shipping
POS / Che-Check-Out
Kifiya partners with Retail shops/Chain Stores (e.g Samsung) & POS providers and integrates Che BNPL as a payment option
Depending on customers limit, Che can settle entire bill or customer can pay part in cash
Customer can check out via
• STK push
• Card
• QR Code (on consumer App)
How it works
